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   <title>Finance for Families - direction on how to get and stay debt free.</title>
   <link>http://www.financeforfamilies.com</link>
   <description>Finance for Families will give you directions on how to become debt free and stay out of debt to secure a brighter financial future for you and your family.</description>
   <language>en-us</language>
   <category >debt free</category>
   <pubDate>Tue, 24 Jun 2008 13:53:52 GMT</pubDate>
   <lastBuildDate>Tue, 24 Jun 2008 13:53:52 GMT</lastBuildDate>
   <copyright>financeforfamilies.com</copyright>
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    <title>Jun 24, Free Online Financial Calculator</title>
    <link>http://www.financeforfamilies.com/free-online-financial-calculator.html</link>
    <description>Free online financial calculators to help you plan your financial future.</description>
    <pubDate>Tue, 24 Jun 2008 13:53:49 GMT</pubDate>
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    <title>May 30, Market Timing Performance Charts</title>
    <link>http://www.financeforfamilies.com/market-timing-performance-charts.html</link>
    <description>Our market timing performance charts for our experiments in market timing.</description>
    <pubDate>Fri, 30 May 2008 17:47:03 GMT</pubDate>
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    <title>May 21, Insurance - A Necessary Budget Item</title>
    <link>http://www.financeforfamilies.com/insurance.html</link>
    <description>Insurance is a necessary part of your budget.  Protect yourself and your family from unexpected events.</description>
    <pubDate>Wed, 21 May 2008 12:53:14 GMT</pubDate>
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    <title>May 20, Market Timing</title>
    <link>http://www.financeforfamilies.com/market-timing.html</link>
    <description>Join us as we experiment with market timing in the stock market.</description>
    <pubDate>Tue, 20 May 2008 19:09:44 GMT</pubDate>
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    <title>Mar 19, The Total Money Makeover By Dave Ramsey</title>
    <link>http://www.financeforfamilies.com/total-money-makeover.html</link>
    <description>Review of The Total Money Makeover, a book written by Dave Ramsey.</description>
    <pubDate>Wed, 19 Mar 2008 13:48:52 GMT</pubDate>
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    <title>Mar 19, Financial Peace Revisited - A Book Review</title>
    <link>http://www.financeforfamilies.com/financial-peace.html</link>
    <description>A book review of Financial Peace Revisited, a book written by Dave Ramsey.</description>
    <pubDate>Wed, 19 Mar 2008 13:47:35 GMT</pubDate>
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    <title>Mar 19, Extra Income - To Speed Up Debt Payments</title>
    <link>http://www.financeforfamilies.com/extra-income.html</link>
    <description>Ideas to help you earn extra income so that you can speed up your debt payments.</description>
    <pubDate>Wed, 19 Mar 2008 13:44:05 GMT</pubDate>
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    <title>Feb 22, President Bush's Social Security Reform</title>
    <link>http://www.financeforfamilies.com/bushs-social-security-reform.html</link>
    <description>Is President Bush's Social Security reform plan good for our financial futures.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Car Insurance Needs And Tips</title>
    <link>http://www.financeforfamilies.com/car-insurance.html</link>
    <description>Car insurance - what do you need and how can you reduce the cost.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Debt Checklist</title>
    <link>http://www.financeforfamilies.com/debt-checklist.html</link>
    <description>The debt checklist allows you look at items and areas of your financial life.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, IRA Early Withdrawal Penalty</title>
    <link>http://www.financeforfamilies.com/early-withdrawal-penalty.html</link>
    <description>Definition of the early withdrawal penalty and exemptions for IRA's.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Flexible Spending Account - Increased Tax Savings</title>
    <link>http://www.financeforfamilies.com/flexible-spending-account.html</link>
    <description>Flexible spending accounts can save tax dollars but you have to know the policies set by the government and your company.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Free Printable Tax Forms</title>
    <link>http://www.financeforfamilies.com/free-printable-tax-forms.html</link>
    <description>This page provides links to free printable tax forms that you can use to do your own tax returns.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Philosophy Of Household Money Management</title>
    <link>http://www.financeforfamilies.com/household-money-management.html</link>
    <description>Philosophy of household money management - How we change our lifestyle to get away from the burden of debt.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Buying Investment Property</title>
    <link>http://www.financeforfamilies.com/investment-property.html</link>
    <description>Buying investment property - Is it really a road to riches?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Investment Strategy Advice</title>
    <link>http://www.financeforfamilies.com/investment-strategy.html</link>
    <description>You need to have a disciplined investment strategy.  Let's take a look at them and see which one is best.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Kids And Money</title>
    <link>http://www.financeforfamilies.com/kids-and-money.html</link>
    <description>Kids and money - how we teach our children to handle money.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Modified Adusted Gross Income Defined</title>
    <link>http://www.financeforfamilies.com/modified-adjusted-gross-income.html</link>
    <description>Definition of the modified adjusted gross income.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Tax Filing - Gotta Do It</title>
    <link>http://www.financeforfamilies.com/tax-filing.html</link>
    <description>Even though tax filing is unpleasant we all have to do it.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Zero Interest Loans - Good or Bad</title>
    <link>http://www.financeforfamilies.com/zero-interest-loans.html</link>
    <description>Are zero interest loans a good deal for you?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Help Me Get Out Of Debt</title>
    <link>http://www.financeforfamilies.com/help-me-get-out-of-debt.html</link>
    <description>Are you screaming, Help Me Get Out Of Debt?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Verification</title>
    <link>http://www.financeforfamilies.com/google9a2d8a056f2ae3cc.html</link>
    <description></description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Using KBB Values To Buy Used Cars</title>
    <link>http://www.financeforfamilies.com/kbb-values.html</link>
    <description>How we use the KBB values to get good deals on used cars.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, How Much Insurance Do I Need</title>
    <link>http://www.financeforfamilies.com/how-much-insurance-do-i-need.html</link>
    <description>How much insurance do I need?  Here is your answer.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Why Do People Need Insurance</title>
    <link>http://www.financeforfamilies.com/why-do-people-need-insurance.html</link>
    <description>Why do people need insurance?  Here are a few ideas.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, It's Only Too Late If You Don't Start Now - A Review</title>
    <link>http://www.financeforfamilies.com/start-now.html</link>
    <description>A review of It's Only Too Late If You Don't Start Now a book by Barbara Sher.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Don't Break Your Christmas Budget</title>
    <link>http://www.financeforfamilies.com/break-your-christmas-budget.html</link>
    <description>Don't break your Christmas budget, have a plan.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Credit Cards - Should You Have One</title>
    <link>http://www.financeforfamilies.com/credit-cards.html</link>
    <description>Credit cards - are they the scourge that some say they are?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Buying A New Car?</title>
    <link>http://www.financeforfamilies.com/new-car.html</link>
    <description>Should you buy a new car if you want to be free of debt and financialy secure?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Handling Rising College Tuition Costs</title>
    <link>http://www.financeforfamilies.com/rising-college-tuition-costs.html</link>
    <description>Different ways to handle rising college tuition costs for your children.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Are Student Credit Cards Bad?</title>
    <link>http://www.financeforfamilies.com/are-student-credit-cards-bad.html</link>
    <description>Are student credit cards bad?  Definitely if you buy what you can't pay for.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Extra Charitable Giving</title>
    <link>http://www.financeforfamilies.com/extra-charitable-giving.html</link>
    <description>Try putting extra charitable giving into your budget to help those in need.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Generous Giving - Unlocking our financial lives</title>
    <link>http://www.financeforfamilies.com/generous-giving.html</link>
    <description>Generous giving is one of the steps to financial freedom.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Credit Card Debt Facts - The Ugly Truth</title>
    <link>http://www.financeforfamilies.com/credit-card-debt-facts.html</link>
    <description>Debt is ruining many families - here are the credit card debt facts to show you how we are living over our heads.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Should I Use Debt Consolidation</title>
    <link>http://www.financeforfamilies.com/should-i-use-debt-consolidation.html</link>
    <description>Asking, should I use debt consolidation?  It is not the magic pill to rid yourself of debt.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Bad Debt vs Good Debt</title>
    <link>http://www.financeforfamilies.com/bad-debt.html</link>
    <description>Bad debt vs good debt - What exactly is considered bad debt.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, How To Make Your Personal Monthly Budget</title>
    <link>http://www.financeforfamilies.com/personal-monthly-budget.html</link>
    <description>What you need to know to start your personal monthly budget.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Monthly Budget Worksheet Example</title>
    <link>http://www.financeforfamilies.com/monthly-budget-worksheet.html</link>
    <description>This monthly budget worksheet shows and average family budget and how to reduce it to pay off debts.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Alternative To Cosigning For A Loan</title>
    <link>http://www.financeforfamilies.com/alternative-cosigning-loan.html</link>
    <description>What is the best alternative to cosigning for a loan?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Investing In Mutual Funds</title>
    <link>http://www.financeforfamilies.com/mutual-funds.html</link>
    <description>Investing in mutual funds - It is not difficult to grow a retirement nest egg with mutual funds.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, 48 Days To The Work You Love - Book Review</title>
    <link>http://www.financeforfamilies.com/48-days-to-the-work-you-love.html</link>
    <description>A review of 48 Days To The Work You Love - A book written by Dan Miller</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Upside Down Car Payment - How To Get Out</title>
    <link>http://www.financeforfamilies.com/upside-down-car-payment.html</link>
    <description>How to get out from under an upside down car payment.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, The Best Time To Buy A Used Car</title>
    <link>http://www.financeforfamilies.com/best-time-to-buy-a-used-car.html</link>
    <description>What is the best time to buy a used car?  It's a trick question.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Healthy Family Finances E-book</title>
    <link>http://www.financeforfamilies.com/healthy-family-finances-ebook.html</link>
    <description>Sales page for the Healthy Family Finances E-book.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, 48 Days To Creative Income</title>
    <link>http://www.financeforfamilies.com/48-days-to-creative-income.html</link>
    <description>48 Days To Creative Income - Book Review</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Turning Passions Into Profits</title>
    <link>http://www.financeforfamilies.com/turning-passions-into-profits.html</link>
    <description>Turning Passions Into Profits - A talk on CD by Dan Miller.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, A Good Debt Elimination Technique - Is It All You Need</title>
    <link>http://www.financeforfamilies.com/debt-elimination-technique.html</link>
    <description>Is there a magic debt elimination technique?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Are Interest Only Loans The Way To Go?</title>
    <link>http://www.financeforfamilies.com/interest-only-loans.html</link>
    <description>Are interest only loans a viable option when you are shopping for a loan?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, What Is An IRA</title>
    <link>http://www.financeforfamilies.com/what-is-an-ira.html</link>
    <description>What is an IRA?  Is it an investment?</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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    <title>Feb 22, Earning Compounding Interest Instead Of Paying - Financial Freedom</title>
    <link>http://www.financeforfamilies.com/earning-compounding-interest.html</link>
    <description>When you are earning compounding interest instead of paying you will have financial freedom.</description>
    <pubDate>Fri, 22 Feb 2008 16:11:23 GMT</pubDate>
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